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Financing

LifeSpan Fitness has partnered with Bread and Splitit so that you have options when it comes to financing! Buy now, and pay later so that you can start your healthy lifestyle now!

Treadmill Desks starting at $38.86/mo. Enjoy a healthier life today, pay later.

With LifeSpan Fitness you've got options when it comes to financing.

affiliate program

finance with bread + Lifespan financing

Finance with Bread

We've teamed up with Bread to offer easy financing without a catch! There are no origination fees or prepayment penalties, so you know exactly how much you owe.

How does it work?

Provide some basic information and get a real time credit decision that doesn't affect your credit score.

After you're pre-qualified, you can customize your payments into 3, 6, 12, 18, 24 or 36 months.*

Commonly Asked Questions

Can I pay back my loan early?

Yes, you can repay anytime for all or part of your loan. There is never a penalty for paying early. Please note, payments must be received by 5:00pm Eastern Time on your due date.

Does checking my rate affect my credit?

No. We use a soft inquiry to check your rate, which won’t affect your credit score. Checking out with Bread will not result in a hard inquiry at any of the three major credit reporting agencies.

How and when do I make payments?

Make financing payments online by ACH or debit card, or by mailing Bread a check. Your first payment won’t be due for at least 30 days after checkout. We'll send you an email with your due date, and we’ll send you payment reminder by email and text.

Is this safe and secure?

Safeguarding your personal information is very important to us. All Bread checkouts use HTTPS secure encryption when transmitting data.

splitit financing + financing lifespan

Finance with Splitit

Pay over time the easy way. Use your credit card to pay over time with no interest, application, or fees!

How does it work?

Choose Splitit at checkout and use your favorite card to turn your purchase into smaller, bite sized payments.

With Splitit there are no interest charges or fees, so more of your money stays your money to spend on other things you need.

When you make a purchase there are no applications or credit card checks to make things complicated. And you continue to earn your points and rewards.

Sample Pay for 3 installments with Credit Card:

Total = $300.00

Pay Today = $100.00 ($200.00 held on card)

2nd Payment = $100.00 ($100.00 held on card)

Final Payment = $100.00 ($0.00 held on card)

Commonly Asked Questions

How can I contact Splitit

Please visit the support center.

Can I pay with a debit card?

No, unfortunately not. We are only able to accept credit cards at the present time.

What credit cards do you partner with?

We are currently partner with Visa, Mastercard, Discover and Union Pay credit cards.

Where can I find Splitit Terms and Conditions

You can find all our terms and conditions here.

Do I use a card I already have?

Yes.
Splitit helps consumers use their existing credit card to turn purchases into smaller, monthly payments.
The full amount of your purchase is authorized (held) on your credit card to guarantee future payments so you need to have at least that amount in available credit on your card.
The authorization amount reduces with each monthly payment you make until the balance is cleared and we renew these authorizations periodically. The previous authorization is removed as soon as we receive a new one.