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LifeSpan Fitness has partnered with Bread and Splitit so that you have options when it comes to financing! Buy now, and pay later so that you can start your healthy lifestyle now!

Treadmill Desks starting at $38.86/mo. Enjoy a healthier life today, pay later.

With LifeSpan Fitness you've got options when it comes to financing.

affiliate program

finance with bread + Lifespan financing

Finance with Bread

We've teamed up with Bread to offer easy financing without a catch! There are no origination fees or prepayment penalties, so you know exactly how much you owe.

How does it work?

Provide some basic information and get a real time credit decision that doesn't affect your credit score.

After you're pre-qualified, you can customize your payments into 3, 6, 12, 18, 24 or 36 months.*

Commonly Asked Questions

Can I pay back my loan early?

Yes, you can repay anytime for all or part of your loan. There is never a penalty for paying early. Please note, payments must be received by 5:00pm Eastern Time on your due date.

Does checking my rate affect my credit?

No. We use a soft inquiry to check your rate, which won’t affect your credit score. Checking out with Bread will not result in a hard inquiry at any of the three major credit reporting agencies.

How and when do I make payments?

Make financing payments online by ACH or debit card, or by mailing Bread a check. Your first payment won’t be due for at least 30 days after checkout. We'll send you an email with your due date, and we’ll send you payment reminder by email and text.

Is this safe and secure?

Safeguarding your personal information is very important to us. All Bread checkouts use HTTPS secure encryption when transmitting data.

splitit financing + financing lifespan

Finance with Splitit

Pay over time the easy way. Use your credit card to pay over time with no interest, application, or fees!

How does it work?

Choose Splitit at checkout and use your favorite card to turn your purchase into smaller, bite sized payments.

With Splitit there are no interest charges or fees, so more of your money stays your money to spend on other things you need.

When you make a purchase there are no applications or credit card checks to make things complicated. And you continue to earn your points and rewards.

Sample Pay for 3 installments with Credit Card:

Total = $300.00

Pay Today = $100.00 ($200.00 held on card)

2nd Payment = $100.00 ($100.00 held on card)

Final Payment = $100.00 ($0.00 held on card)

Commonly Asked Questions

How can I contact Splitit

Please visit the support center.

Can I pay with a debit card?

No, unfortunately not. We are only able to accept credit cards at the present time.

What credit cards do you partner with?

We are currently partner with Visa, Mastercard, Discover and Union Pay credit cards.

Where can I find Splitit Terms and Conditions

You can find all our terms and conditions here.

Do I use a card I already have?

Splitit helps consumers use their existing credit card to turn purchases into smaller, monthly payments.
The full amount of your purchase is authorized (held) on your credit card to guarantee future payments so you need to have at least that amount in available credit on your card.
The authorization amount reduces with each monthly payment you make until the balance is cleared and we renew these authorizations periodically. The previous authorization is removed as soon as we receive a new one.

Katapult Financing + Lifespan financing

Lease to own

No hidden fees, no late fees or surprises.

Transparent lease payments - no credit required.

How does it work?

Apply by filling out a few questions by selecting the Katapult button on the check out page. You will have to verify your identity and payment information. Receive your answer instantly. No credit checks!

Once you are approved you can review and submit your order!

Commonly Asked Questions

Can I have more than one lease agreement at the same time?

Yes. Katapult offers customers additional approval amounts for being a great customer that can be used towards another lease purchase agreement.

Can I use the banking information I entered to make the first payment and recurring payments?

At this time you are not able to use banking information to make the first payment. You do have the ability to update your recurring payment method to your checking account information if you choose, after your Katapult lease has been processed, by logging into the customer portal or contacting Katapult’s customer service team.

Do I pay sales tax using Katapult?

Yes We charge and collect sales tax. Sales tax is added to all lease to own payments and buyouts.

Does Katapult accept down payments?

Katapult does not offer a “down payment” on our leases, but we are working on accepting a lease cost reduction payment. This feature is coming soon.

Does Katapult charge late fees?

No. Katapult does not charge late fees.

How do I cancel my order?

Please connect LifeSpan Fitness to cancel your order before it has shipped. Katapult will cancel your lease agreement once we receive the retailer’s confirmation that the order has been canceled. If you reach out after your product has been shipped, you will be charged a shipping fee.

If you want to cancel the lease purchase agreement after the product has been delivered to your home, you will need to reach out to the Katapult Customer Service Team to coordinate the return by calling 833- KATAPULT (528-2785) or via email to

Is a checking account required to apply?

No, a checking account is not required to apply for a Katapult lease. We may request it as additional information to process your application. You will not be charged to apply.

What are the advantages of a Katapult lease purchase agreement vs a loan (financing)?

Loans generally offer lower recurring payments than lease-purchase agreements, while lease-purchase agreements offer the flexibility of continuing to lease, buy, or return the product. Also, there is no danger of penalty interest (be that compounding or deferred) or loan acceleration with Katapult.

Loan: You can borrow money to buy something and you pay it back over time, plus interest.

Katapult lease-purchase agreement: You make the appropriate lease-purchase agreement payments on or before the due date for the use of your products. With each payment you may choose one of three options:

You can continue using the products by making the lease renewal payment in advance of the payment due date. 2. You can buy the products at any time. 3. You can return the products to Katapult with no further obligation, except for any past due balances and any restocking fees that may apply.

Progressive Leasing + Lifespan financing

Lease to own

No credit needed!

How does it work?

Apply by filling out a few questions by selecting the Progressive Leasing button "Apply Now". You will have to verify your identity and payment information. Receive an instant answer! Once you are approved you can submit your order!

Commonly Asked Questions

What is the Progressive lease-to-own program?

The lease-to-own program from Progressive Leasing lets you pay over time for the gear you want now. Progressive offers a simple lease program where you make payments over time. Once the payments are made in full, you own the gear. Lease-to-own program is provided by Prog Leasing, LLC.

How does this program work?

You can complete the lease application online, typically in under five minutes. Once approved, please call a LifeSpan Fitness representative at (877) 898-1970 or visit select stores to make your lease purchase. The Progressive Leasing program is not currently available online or in MN, NJ, VT, WI & WY. Not all applicants are approved.

What do I need to be eligible and to apply?

You must be 18 years or older (19 years or older in AL), and have a valid Social Security Number, routing and account numbers for an open and active checking account, and a credit or debit card (prepaid cards not accepted).

Does applying for a lease impact my credit score?

Applying for a lease with Progressive Leasing should not impact your FICO score; however, we do look at credit bureau reports, and this inquiry may appear on your credit report.

How much can I get approved for?

Approval amounts will vary. Progressive looks at several data points, including employment status and banking history. If it is determined that a Progressive Lease is a good fit, an approval and amount will be provided. The minimum lease amount must be at least $150.

Is there a processing fee for a Progressive lease?

There is no processing fee. Progressive charges an initial $79 payment when you sign the lease (payment varies in CA). This is your first payment and part of the total cost of the lease. If you are not approved, you will not be charged.

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